The future of drawdown planning is here
Our digital drawdown capability is redefining retirement payouts - making them swift, reliable and highly adaptable
Swift set-up, powerful illustrations and confidence your clients will be paid on time
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Speedy set-up
Common drawdown intructions? Done in as few as six clicks
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Paperless pension
From employee/employer contributions to drawdown, 100% online
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Flexible payouts
Want that tax-free lump sum in a client’s investment account? No problem
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Bespoke illustrations
See the impact on clients at the account or individual goal level
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Adjust anytime
Quickly revise a client’s income under flexi-access drawdown
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Future-dated
Untangle complex cases by scheduling future instructions
What is digital drawdown?
It’s the ability to execute your drawdown advice online. It could be something as straightforward as maximum PCLS via flexi-access drawdown or something more comprehensive involving multiple strands of taxable income.
No matter the complexity, we believe drawdown works better online. It’s faster, more secure, and automatically documents every instruction, amount, tax code - you name it.
And by default, clients can e-sign with DocuSign, giving them rock-solid assurance their benefits are properly set up.
Pivot on-the-fly
A big part of keeping things smooth is being able to swiftly amend clients’ income details. With Fundment, it’s as easy as:
Adding an end date to the existing payment.
Scheduling a new amount to start when the prior one stops.
By cancelling existing instructions and creating new ones, you build an indisputable audit trail. Your clients can reference exactly what was paid, when, and at what tax rate.
Unleash the power of pre-scheduled drawdown
EXAMPLE
You may never need to create more than one drawdown instruction at a time for a given client. But some advisers and clients prefer sketching out a full drawdown roadmap in advance. Let’s illustrate with “Alex”.
Alex is retiring in one year and working part-time until then
They’ve taken their tax-free lump sum after crystallising their pension
Alex requested a one-time £5k taxable payment now
For the next year, they need £500 per month
After that, their monthly need increases to £2k
Using Fundment’s start/end dates, you can configure each of these instructions during a single session - and let them run automatically in the background.
There are no limits on how far ahead you can plan for clients.